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Health & Dental Insurance
Covers the gaps your provincial health plan doesn't
β οΈ No active Health & Dental Insurance policy found in your records
π¬ What is it?
Provincial health care doesn't cover everything. This insurance helps pay for dental work, prescription drugs, glasses, physiotherapy, and more β expenses that add up very fast, especially for families.
π¨π¦ Why do Canadians need it?
Average Canadian spends $1,200/year on dental alone. Prescription drugs aren't covered provincially for most adults. Group benefits through an employer may not be enough for a whole family.
Coverage Details
π° Typical Cost
$80β$250/month for family coverage
π‘οΈ Coverage Range
$10,000β$100,000/year per benefit category
Available Types
Extended Health CareDental CareVision CareTravel MedicalPrescription Drugs
Key Factors to Compare When Shopping
- β Drug formulary breadth
- β Dental coverage limits (basic vs. major restorative)
- β Annual maximums per category
- β Waiting periods for pre-existing conditions
- β Direct billing to provider
Top Canadian Providers
Manulife
Sun Life Financial
Canada Life
Green Shield Canada
Desjardins Insurance
Industrial Alliance
Blue Cross (provincial)
Co-operators
Chambers of Commerce Group
Johnston Group