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Tenant's Insurance
Renters: protect your stuff and yourself
⚠️ No active Tenant's Insurance policy found in your records
💬 What is it?
If you rent, your landlord's insurance does NOT cover your belongings. Tenant's insurance protects your clothes, electronics, and furniture from fire, theft, and water damage — and covers you if a guest gets hurt in your apartment.
🇨🇦 Why do Canadians need it?
Extremely affordable at $15–$30/month. Many landlords now require it. Covers theft, fire, water damage, and personal liability. One theft claim can easily exceed the annual premium.
Coverage Details
💰 Typical Cost
$15–$35/month
🛡️ Coverage Range
$20,000–$100,000 contents coverage
Available Types
Contents CoveragePersonal LiabilityAdditional Living Expenses
Key Factors to Compare When Shopping
- ✓ Contents replacement value
- ✓ Deductible amount
- ✓ Identity theft rider
- ✓ High-value items endorsement (jewelry, electronics)
- ✓ Whether liability covers the full building if you cause damage
Top Canadian Providers
TD Insurance
Intact Insurance
Aviva Canada
Allstate Canada
CAA Insurance
Co-operators
Economical Insurance
Sonnet Insurance
Belair Direct
Square One Insurance