Tip: Separate expenses into Basic (non-negotiable needs) and Discretionary (wants you can cut).
In the Worst Case scenario, spending is inflated by {spending_mult}% — discretionary items are where you have flexibility.
Enter your total current monthly spending by category.
| Category | Type | Monthly | Notes | |
|---|
|
|
| Basic (needs) | |
$0.00 |
|
| Discretionary (wants) | |
$0.00 |
|
| Total | |
$0.00 |
|