Welcome to the Canadian Retirement Plan!
This tool calculates your retirement readiness using official 2025 Canadian government benefit rates (CPP, OAS, GIS) plus your registered accounts (RRSP, TFSA, LIRA) and other income sources.
Get started:
1. Enter your personal details in the Profile tab
2. Review calculated CPP/OAS/GIS amounts in the Gov't Benefits tab
3. Enter your account balances in the Accounts tab
4. Add pension or other income in Other Income
5. Enter your retirement spending budget in Expenses
6. View the full year-by-year projection in Projection
7. Return here to see your retirement readiness summary